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Learning the Lingo: Irrevocability

The irrevocable period is the timeframe that the offer is open for acceptance and when the offer can no longer be changed or withdrawn by...

Bank of Canada First Rate Increase Since 2018!

Yesterday, the Bank of Canada announced its first rate increase of 2022 (and since 2018!). Economists are predicting that they will make...

2022 Interest Rates Forecast

2022 Interest Rate Forecast from the Bank of Canada regarding mortgages

Changes are Coming to the Mortgage Stress Test... or are they?

The federal government originally introduced the stress test in late 2017 as a way to cool the market and also prepare borrowers for the...